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When Are No Down Payment Mortgages a Bad Idea? Putting no money down has its drawbacks. If you finance 100% of a home purchase, you have no equity in the property – that is, you don’t own any of it outright, as you would if you’d made a down payment. And you won’t accrue any substantial.
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No-Money-Down Mortgage Loans. USDA Loan (No Down Payment Required). The USDA loan is guaranteed by the U.S. Department of Agriculture and VA loans are unique among low- and no-down payment mortgage programs because they require no downpayment whatsoever and never require.
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